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	<title>Teri R. Maco MBA, RSA, CNSA</title>
	<link>http://collegevillenotary.com/blog</link>
	<description>Mobile Notary Professional Witness Closer</description>
	<lastBuildDate>Mon, 09 Aug 2010 11:20:45 +0000</lastBuildDate>
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		<title>FHA Announces Short Refi Program</title>
		<description><![CDATA[In an effort to help responsible homeowners who owe more on their mortgage than the value of their property, the U.S. Department of Housing and Urban Development today provided details on the adjustment to its refinance program which was announced earlier this year that will enable lenders to provide additional refinancing options to homeowners who [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=98</link>
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		<title>Mortgage Rates at 2009 Lows</title>
		<description><![CDATA[From Mortgage News Daily 2010 has been the year of &#8220;near record low&#8221; mortgage rates. Regular readers are probably used to hearing us say: * &#8220;We&#8217;re bouncing along just above record lows&#8221; * &#8220;Lenders won&#8217;t go any lower&#8221; * &#8220;The rewards of floating don&#8217;t outweigh the risks of floating&#8221; * &#8220;It would take a serious [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=93</link>
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		<title>Homebuyer Tax Credit- Time is running out!</title>
		<description><![CDATA[Highlights To collect either tax credit, homes must be under contract by April 30. &#8220;The first thing they need to do is make sure they can get a mortgage.&#8221; Insurance premiums on FHA loans increase after April 2. There are two homebuyer federal income tax credits: the first-time homebuyer tax credit of up to $8,000, [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=89</link>
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		<title>Tax Credit Extension – Not Just for First Time Homebuyers!</title>
		<description><![CDATA[Since the home buyers’ credit began, 1.4 million home buyers have taken advantage of it to earn up to $8,000 when buying a home!  This success has caused the government to extend the credit until April 30, 2010. What does it all mean?The new guidelines will be extended to: Home owners that have owned their [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=87</link>
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		<title>Foreclosure Buster! HAMP Program!</title>
		<description><![CDATA[Foreclosure is a HUGE problem in today’s society with the economic crisis.  With the hard economic times millions of people are struggling to make mortgage payments; CNN reported in a online article in January 2009 that a total 861,664 families lost their homes to foreclosures last year.  Another frightening concept discussed in this article was that  1 out of every [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=85</link>
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		<title>Great news for first time homebuyers! Down payment assistance&#8230;.</title>
		<description><![CDATA[Under the American Recovery and Reinvestment Act of 2009, first time home-buyers can take a credit up to $8,000. The best news about this credit is that is available to use as a down payment on loans, IF the loans are insured by the Federal Housing Administration. You may have heard of the term “monetization” [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=74</link>
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		<title>Mortgage Rates Remain Steady While Market Awaits Directional Guidance</title>
		<description><![CDATA[According to Victor Burek of Mortgage News Daily: Low housing prices and low mortgage rates are not enticing new buyers to market yet.   With the purchase applications index showing disappointing numbers, you would think this would be bad for stocks; however, the futures market is pointing to a positive open.  Less home purchases will lead [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=69</link>
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		<title>No more Countrywide&#8230;..</title>
		<description><![CDATA[It&#8217;s official&#8230;Can you believe it&#8230;Countrywide is no longer&#8230;.The most recognizable name in mortgage lending, will no longer operate under the name Countrywide&#8230;.but under it&#8217;s parent name Bank of America. With their Clarity Commitment they are reinforcing responsible lending&#8230;again&#8230; According to Market Watch The Clarity Commitment is a simple one-page summary in straightforward language designed to [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=65</link>
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		<title>2009 First Time Homebuyer Credit- Expanded Homebuyer Credit</title>
		<description><![CDATA[Just when I thought I had the 2008 First Time Homebuyer credit figured out, here comes a 2009 First Time Homebuyer credit that is better than the 2008 Credit…If you bought in December, 2008, I feel your pain! The 2009 credit is up to $8000 and never needs to be paid back…Contrast that with the [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=63</link>
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		<title>Are you eligible for the First -Time Homebuyer Credit of $7500?</title>
		<description><![CDATA[You do not need to be a first time homebuyer to be eligible for this $7500 credit, which is actually an interest free loan from the government for 15 years (Yes, you do have to pay it back over 15 years!).&#160; The term first time homebuyer is a misnomer. Actually, according to the New York [...]]]></description>
		<link>http://collegevillenotary.com/blog/?p=59</link>
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